These common claims can greatly impact your operations, so it is important to be prepared. Read on to learn about common claim examples and how you can prevent them at your organization. Common Insurance Claims at Fraternal Organizations The most common claims councils face are due to third-party injuries resulting in general liability claims. These [...]
Fireworks, parades, tractor pulls, silent auctions, carnivals, bake sales—your organization partakes and hosts all kinds of events. But which events are covered by a basic general liability policy and which events need a special event policy? Many activities, including fundraising activities, may require a special event policy due to additional exposures associated with the event. [...]
As your organization changes from year to year, your insurance needs may change. Whether your Council participates in new activities, hosts new events or has changes to its membership, Lockton Affinity provides access to a variety of insurance policies that can help safeguard your organization throughout it all. You begin hosting events with alcohol When [...]
One of the things that can make shopping for insurance for local councils so hard is not knowing what to expect. You hope that whatever company you choose will be easy to work with and offer the tailored coverage that you need, but it’s not always guaranteed. At Lockton Affinity, we aim to provide you [...]
There's a lot to think about when you're planning a council event. In the past, things used to be simple. Just print up a flyer and wait for everyone to show up. But these days, even a small event takes more planning to pull off. Even before the pandemic, it was becoming increasingly important to [...]
As the weather gets nicer, many councils will plan outdoor events for members and guests. Everyone enjoys spending time outside, participating in a parade, having a picnic or just enjoying the great outdoors. But for event attendees to enjoy a safe outing, organizers need to spend some time thinking about what might go wrong. Every [...]
Working with vendors can be extremely beneficial to your council. Specialized vendors that handle your council's food and beverage, alcohol, cleaning or technical needs can be a big help, boosting efficiency while saving on costs. But working with vendors also presents some challenges. Partnering with a vendor can expose your council to added risk, so [...]
Things often get busy at the Council, making it easy to overlook when a member, volunteer or guest brings up a complaint. Mistakes and misunderstandings happen every day, even when your Council is led by passionate, hard-working people. While we all would like to minimize our mistakes, how you handle these difficulties is often more [...]