Blog - Lockton Affinity's Council Insurance Program

Council Member Wellness — Helping Your Members Mentally, Physically and Emotionally

While it’s no secret that Council help members make lasting connections and feel part of the community, your organization can likely do even more to help Council member wellness mentally, physically and emotionally. Read on for specific events and ideas your organization can implement to help Council members’ mental, physical and emotional health.   Council [...]

By | January 5th, 2024|Risk management|0 Comments

How to Protect Council Leadership and Board Members

Leaders make daily decisions that impact the success of their council. As a leader, these council members are expected to accept the same guidelines and duties that the heads of major corporations follow: the duties of diligence, loyalty and care. Despite leaders having the best interests of the council at heart, they can make mistakes [...]

By | October 18th, 2023|Coverage offerings, Insurance information|0 Comments

Common Insurance Claims Councils Face

These common claims can greatly impact your operations, so it is important to be prepared. Read on to learn about common claim examples and how you can prevent them at your organization. Common Insurance Claims at Fraternal Organizations The most common claims councils face are due to third-party injuries resulting in general liability claims. These [...]

By | July 10th, 2023|Council tips, Uncategorized|0 Comments

Coverage for Special Events—Are your events fully insured?

Fireworks, parades, tractor pulls, silent auctions, carnivals, bake sales—your organization partakes and hosts all kinds of events. But which events are covered by a basic general liability policy and which events need a special event policy? Many activities, including fundraising activities, may require a special event policy due to additional exposures associated with the event. [...]

By | December 9th, 2022|Council tips, Insurance information|0 Comments

How Your Insurance Needs May Change from Year to Year

As your organization changes from year to year, your insurance needs may change. Whether your Council participates in new activities, hosts new events or has changes to its membership, Lockton Affinity provides access to a variety of insurance policies that can help safeguard your organization throughout it all. You begin hosting events with alcohol When [...]

By | September 7th, 2022|Council tips, Insurance information|0 Comments

Creating a Culture of Safety at Your Council

Without a strong culture of safety in place at your organization, unsafe conditions can go uncorrected or unnoticed. Volunteers and members may not feel comfortable raising safety-related concerns and the risk of serious injuries may increase. To make your Council safer, it is important to take a proactive approach before incidents occur. With the right [...]

By | August 1st, 2022|Risk management|0 Comments

Why Prompt Claim Reporting Matters

It’s hard to make an accurate prediction of the outcome when a liability claim first comes to your attention. Some incidents resolve simply, while others do not. However, for organizations that delay the reporting of a claim to their insurer, the outcome is almost always worse than it otherwise could have been with prompt reporting. [...]

Hand Tool Safety for Members and Volunteers

If you have projects scheduled for your organization this year, it’s important to have hand tool safety practices in place when power tools are in operation. Whether you’re building garden beds, volunteering in the community or designing parade floats, power tools can expose your organization to many potential safety hazards. Make sure your organization's leaders [...]

By | April 28th, 2022|Staying safe, Uncategorized|0 Comments

Tips for Managing Host Liquor Liability Risks

Alcohol is an important part of many celebrations, but it can also contribute to accidents, injuries and death. The potential liability for damages resulting from the consumption of alcohol has expanded over time to include the entities serving alcohol. If your council hosts an event at which beer, wine or spirits are served, you could [...]

By | March 15th, 2022|Risk management|0 Comments

The Step-by-Step Process of Purchasing Insurance from Lockton Affinity

One of the things that can make shopping for insurance for local councils so hard is not knowing what to expect. You hope that whatever company you choose will be easy to work with and offer the tailored coverage that you need, but it’s not always guaranteed. At Lockton Affinity, we aim to provide you [...]

By | December 2nd, 2021|Council tips, Insurance information|0 Comments