Leaders make daily decisions that impact the success of their council. As a leader, these council members are expected to accept the same guidelines and duties that the heads of major corporations follow: the duties of diligence, loyalty and care. Despite leaders having the best interests of the council at heart, they can make mistakes [...]
Fireworks, parades, tractor pulls, silent auctions, carnivals, bake sales—your organization partakes and hosts all kinds of events. But which events are covered by a basic general liability policy and which events need a special event policy? Many activities, including fundraising activities, may require a special event policy due to additional exposures associated with the event. [...]
As your organization changes from year to year, your insurance needs may change. Whether your Council participates in new activities, hosts new events or has changes to its membership, Lockton Affinity provides access to a variety of insurance policies that can help safeguard your organization throughout it all. You begin hosting events with alcohol When [...]
It’s hard to make an accurate prediction of the outcome when a liability claim first comes to your attention. Some incidents resolve simply, while others do not. However, for organizations that delay the reporting of a claim to their insurer, the outcome is almost always worse than it otherwise could have been with prompt reporting. [...]
One of the things that can make shopping for insurance for local councils so hard is not knowing what to expect. You hope that whatever company you choose will be easy to work with and offer the tailored coverage that you need, but it’s not always guaranteed. At Lockton Affinity, we aim to provide you [...]
"Don't put all your eggs in one basket" is a very old saying and, in many ways, it's still the basis for the modern insurance that helps protect your Council. Insurance began with people seeking to control the dangers they faced by spreading out the risk among larger groups of people and making agreements to [...]
Every insurance claim is different, but some common fraternal claims come up more often than others. For local councils, general liability claims, property damage claims and liquor liability claims come up over and over. Your local council is at a higher risk from these common claims, which is why it's important to make sure you're [...]