Uncategorized Archives - Lockton Affinity's Council Insurance Program

Common Insurance Claims Councils Face

These common claims can greatly impact your operations, so it is important to be prepared. Read on to learn about common claim examples and how you can prevent them at your organization. Common Insurance Claims at Fraternal Organizations The most common claims councils face are due to third-party injuries resulting in general liability claims. These [...]

By | July 10th, 2023|Council tips, Uncategorized|0 Comments

Why Prompt Claim Reporting Matters

It’s hard to make an accurate prediction of the outcome when a liability claim first comes to your attention. Some incidents resolve simply, while others do not. However, for organizations that delay the reporting of a claim to their insurer, the outcome is almost always worse than it otherwise could have been with prompt reporting. [...]

Hand Tool Safety for Members and Volunteers

If you have projects scheduled for your organization this year, it’s important to have hand tool safety practices in place when power tools are in operation. Whether you’re building garden beds, volunteering in the community or designing parade floats, power tools can expose your organization to many potential safety hazards. Make sure your organization's leaders [...]

By | April 28th, 2022|Staying safe, Uncategorized|0 Comments

A Brief History of Insurance

"Don't put all your eggs in one basket" is a very old saying and, in many ways, it's still the basis for the modern insurance that helps protect your Council. Insurance began with people seeking to control the dangers they faced by spreading out the risk among larger groups of people and making agreements to [...]

By | September 9th, 2021|Insurance information, Uncategorized|0 Comments

How to Handle Complaints at the Council

Things often get busy at the Council, making it easy to overlook when a member, volunteer or guest brings up a complaint. Mistakes and misunderstandings happen every day, even when your Council is led by passionate, hard-working people. While we all would like to minimize our mistakes, how you handle these difficulties is often more [...]

By | November 4th, 2020|Council tips, Uncategorized|0 Comments

3 Common Fraternal Claims You Should Avoid

Every insurance claim is different, but some common fraternal claims come up more often than others. For local councils, general liability claims, property damage claims and liquor liability claims come up over and over. Your local council is at a higher risk from these common claims, which is why it's important to make sure you're [...]

By | September 1st, 2020|Insurance information, Uncategorized|0 Comments

How to Stay Safe in the Heat

It's the height of summer, and many people are excited to be spending more time outdoors after COVID-related closures. But along with the fresh air and sunshine there is extreme heat that can be dangerous to your health. As your Council schedules activities outdoors this summer, take the heat into account. It could mean the [...]

By | July 21st, 2020|Staying safe, Uncategorized|0 Comments

Knowing the Signs of Serious Illnesses

It's not always easy to tell what's wrong when you don't feel well. Some symptoms can go unnoticed, while other signs of serious illnesses are so common we may ignore them. Knowing the signs of serious illnesses like heart attack and stroke helps protect your organization and community and can prevent an otherwise tragic outcome. [...]

By | May 20th, 2020|Staying safe, Uncategorized|0 Comments